About Us

The Third Party Payment Processors Association (TPPPA) is a national not-for-profit industry association formed in 2013 to represent and promote the interests of payment processors, their financial institutions and their merchants. TPPPA members are payment processors, banks, merchants and vendors. Members must apply and be accepted into the TPPPA and agree to abide by a strict Code of Conduct.

Our Mission:

The mission of the TPPPA is to provide advocacy, leadership and support to our members and the payment processing industry.

Our Vision:

The TPPPA believes that organizations should be able to support any legal product, service or industry if these organizations can demonstrate that they have effective compliance management systems in place.


The TPPPA has established credible working relationships with regulators, rule makers and law makers, on a state and federal level, maintaining ongoing constructive dialog as the voice of our membership. We also represent the voice of the membership by responding to requests for comment in private sector and government rulemaking.

Third Party Payment Processors Association
Third Party Payment Processors Association


The TPPPA has developed industry best practices for payment processing known as the TPPPA Compliance Management System (CMS). The CMS is a rigorous control framework that instills a disciplined approach to creating and maintaining a risk-based, documented compliance management program and demonstrable culture of compliance. The CMS control framework is routinely shared with state and federal regulators.


The TPPPA provides ongoing support to its members through training, monthly member meetings, audits and consulting, phone and email support and providing compliance tools to support members in implementing and sustaining the CMS control framework. The CMS is an exclusive member benefit, and members can undergo an audit conducted by the TPPPA to certify their compliance with the CMS controls.

Third Party Payment Processors Association

Our Leadership:

TPPPA Board Members

  • Ryan McCurry, VeriCheck - Chairman
  • Steve Davis, EFTNetwork - Treasurer
  • Kevin Hill, ReliaFund - Secretary
  • John Morris, REPAY
  • Open Seat
  • Open Seat
  • Open Seat

Board Advisory Group

  • Todd Lovaas, North American Banking Company
  • George Bassous, Affirmative Technologies
  • Monica Eaton-Cardone, Chargebacks 911
  • Jesse Sandoval, East West Bank
  • Neel Pinge, Commercial Bank of California
  • Open Seat

Professional Staff:

Third Party Payment Processors Association

Marsha Jones, President

Marsha Jones is the President of the Third Party Payment Processors Association and helped to establish the Association. As part of the effort to create the TPPPA’s industry best practices, Marsha built long-standing, credible relationships with state and federal regulatory agencies, including the OCC, FDIC, Federal Reserve Bank, FinCEN, the CFPB, the FTC and the Conference of State Bank Supervisors. She is a Certified Anti-Money Laundering Specialist (CAMS), an Accredited ACH Professional (AAP) and an Accredited Payments Risk Professional (APRP) with over 25 years in the banking and payments industry. Prior to joining the TPPPA, Marsha worked for Viewpointe a regional payments association, where she founded the Third-Party Sender Roundtable which is now part of WesPay and served on Nacha’s Risk-Management and Advisory Group.

Third Party Payment Processors Association

Lisa Black, Audit and Consulting Manager

Lisa has over 25 years experience in the financial services industry. Lisa has extensive operational experience, including project management, third-party vendor management, and compliance management. She is responsible for the TPPPA’s audit and consulting program, conducting audits and consulting engagements based on the TPPPA’s Compliance Management System.

Third Party Payment Processors Association

Sarah Eckberg, Administrative Services Manager

Sarah has over 20 years administrative experience with more than 15 years in the financial services industry. Sarah is responsible for member support and the administrative functions of the TPPPA. 

Third Party Payment Processors Association

Phyllis Meyerson, Consultant

Phyllis, now retired, specializes in Payment Systems Consulting. She was previously Executive Vice President at ECCHO for over 25 years where she specialized in payment systems with a focus on image exchange. She also conducted research and developed rules and standards for ECCHO.

Phyllis actively participates in X9B standards group for image exchange. She’s been involved in ACH since 1970’s and actively involved with Check 21 since 2000.  Phyllis is considered an expert in her field. Her previous experience includes predecessors of FiServ, Bank of America and JP Morgan Chase. She holds MBA, MS and BS degrees and is permanent Certified Cash Manager (CCM) and permanent Accredited ACH Professional (AAP) and National Check Professional (NCP).

Code of Conduct:

The TPPPA has adopted a Code of Conduct to ensure the activities that affect the payments industry and its members are conducted with the highest levels of integrity, professionalism and fairness. All active members of the Association will subscribe to the following Code of Conduct:

  • Adhere to the spirit as well as the letter of all applicable regulations, rules and laws related to the payments it processes.
  • Avoid even the appearance of professional misconduct or criminal offense.
  • Conduct business in a manner that does not adversely impact the membership or the payments industry.
  • Conduct all activities in a professional and businesslike manner.
  • Remain current on financial obligations to TPPPA.
  • Respect the privacy and confidentiality of the membership and member business.

The Association reserves the right to disassociate itself from any organization that, in its opinion fails to abide by our Code of Conduct.